Terms and Conditions
Terms and conditions
Welcome to SwipeLoan Personal Loans. . To begin with,these terms and conditions govern your use of our website and services. By accessing this website and using our services, you agree to comply with these terms and conditions.
We will destroy, purge, and erase the Credit Information you share with us or we receive on your behalf promptly after completing the transaction or end-use purpose for which we procured the Credit Information report, but no later than 6 months.
Loan Eligibility
Applicants must be Indian citizens and residents of India.
Applicants must be at least 21 years old to apply for a loan.
Loan Application
Completing our online loan application does not guarantee loan approval.
We approve loans based on credit assessment and at our discretion
Loan Terms
We will communicate the loan terms, including the loan amount, interest rate, and repayment schedule, after we approve the loan.
Borrowers are responsible for repaying the loan as per the agreed terms.
Fees and Charges
Moreover we may charge processing fees, late payment fees, or other applicable charges as per the loan agreement.
All fees and charges will be disclosed upfront.
Privacy and Security
Accordingly, we collect and use personal information in accordance with our Privacy Policy.
Furthermore,your personal and financial data is protected using industry-standard security measures.
Intellectual Property
- Importantly, all content on this website, including text, graphics, logos, and images, is the property of SwipeLoan Personal Loans and protected by Indian copyright laws.
Limitation of Liability
- Generally, SwipeLoan Personal Loans is not liable for any damages or losses arising from the use of our website or services, except where prohibited by law.
Governing Law and Jurisdiction
As per legal compliance,these terms and conditions are governed by the laws of India.
Consequently,any disputes will be subject to the exclusive jurisdiction of the courts in Pune, Maharashtra.
Changes to Terms and Conditions
From time to time,we reserve the right to modify these terms and conditions at any time without prior notice.
Therefore, continued use of our website and services after any changes constitute acceptance of the revised terms.