FAQ's
Frequently Asked Question (FAQ's)
What are the minimum documents required for loan approval?
• Selfie
• PAN Card
• Aadhar Card (Address Proof)
What other documents may be required basis my profile?
To complete Digital KYC, you simply need your Aadhaar Card along with your PAN Card
Is Income Proof like a Bank Statement necessary for availing loan?
Income Proof is not required for all customers. However, for certain high-value loans, depending on the customer’s credit profile, we may request Income Proof by linking the bank account or providing a PDF bank statement, so that the statement can be securely fetched and verified online.
Can I apply for a loan on SwipeLoan without a PAN Card?
A PAN Card is mandatory for most personal loan applications in India under RBI KYC guidelines — all lenders on our platform require it for identity and tax verification. If you do not yet have a PAN Card, you will need to apply for one at the nearest NSDL/UTIITSL centre or online via incometax.gov.in before proceeding with a loan application. Once you have your PAN, SwipeLoan can match you across 100+ RBI-registered lenders instantly.
What are the types of loans provided by you ?
We offer a wide range of loan options including Business Loans, Personal Loans, Loans Against Property, Home Loans, Medical Loans, Instant Loans, Education Loans, Loans Against Mutual Funds, and Electric Bike Loans.
What is the eligibility criteria for a loan ?
Loan eligibility is determine by key factors such as your income, credit score, employment status, age, and overall repayment capacity.
How long will it take to disburse the loan?
Disbursal timing depends entirely on your matched lender — SwipeLoan does not approve or disburse loans itself. Once you accept an offer and complete the lender’s digital KYC, most partner lenders disburse funds within 24 hours, and some offer same-day disbursal depending on your profile and document completeness. you accept.