Swipe Loan

FAQ's

Frequently Asked Question (FAQ's)

• Selfie
• PAN Card
• Aadhar Card (Address Proof)
To complete Digital KYC, you simply need your Aadhaar Card along with your PAN Card
Income Proof is not required for all customers. However, for certain high-value loans, depending on the customer’s credit profile, we may request Income Proof by linking the bank account or providing a PDF bank statement, so that the statement can be securely fetched and verified online.
A PAN Card is mandatory for most personal loan applications in India under RBI KYC guidelines — all lenders on our platform require it for identity and tax verification. If you do not yet have a PAN Card, you will need to apply for one at the nearest NSDL/UTIITSL centre or online via incometax.gov.in before proceeding with a loan application. Once you have your PAN, SwipeLoan can match you across 100+ RBI-registered lenders instantly.
We offer a wide range of loan options including Business Loans, Personal Loans, Loans Against Property, Home Loans, Medical Loans, Instant Loans, Education Loans, Loans Against Mutual Funds, and Electric Bike Loans.
Loan eligibility is determine by key factors such as your income, credit score, employment status, age, and overall repayment capacity.

Disbursal timing depends entirely on your matched lender — SwipeLoan does not approve or disburse loans itself. Once you accept an offer and complete the lender’s digital KYC, most partner lenders disburse funds within 24 hours, and some offer same-day disbursal depending on your profile and document completeness.  you accept.

No worries. For digital KYC processing, in most cases, providing only your PAN (Permanent Account Number) is sufficient.
With our digital app, you can apply for a loan anytime, anywhere, in just a few taps on your smartphone. Whether you want to consolidate debt, cover unexpected expenses, or fund your dreams, we’re here to make it quick and hassle-free.
Yes  we require income proof, like a bank statement, to assess your repayment capacity before loan approval.
To revoke your consent for Experian, please email us at info@swipeloan.in. After successful verification, your consent will be revoked within 15 working days, and all associated access to your credit information will be discontinued in accordance with applicable data protection regulations.
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