To maintain a business is not mainly passion — it is paid for by money. From starting new ventures to expanding operations, purchasing inventory, or dealing with operating capital, having timely investment in your pocket can be the difference-maker. SwipeLoan makes getting a Business Loan from ₹2 Lakh to ₹50 Lakh simple and fast, with solutions to meet your specific needs.

Why  Business Loan?

We recognize the money needs of small and medium businesses (SMEs) at SwipeLoan. We work hard to provide convenient, short-term financing with straightforward terms and convenient payment options, and the fastest instant loan app.

Loan Amounts from ₹2 Lakh to ₹50 Lakh :

Want a small shot in the arm or a huge funding? SwipeLoan allows you to choose the loan amount that suits your needs 

1. Quick Online Application

Apply anytime, anywhere, online. Our 100% online system processes much less office work and provides faster approvals.

2. Flexible Tenure

Repayment structures to suit your convenience — choose tenures of 12 months and upwards to 60 months, depending on the loan amount and your business profile.

3. Quick Disbursal

Successful applicants are eligible to receive funds directly into their bank account within 48 hours of approval.

4. Competitive Interest Rates

Avail favorable interest rates based on your credit history and business overall performance.

Who is Eligible?

1. Business loans are suitable for:

• Small business owners

• Startups and early-stage businesses

• Retailers, investors, and manufacturers

2. Self-employed professionals

• Service providers and freelancers

• Minimal eligibility requirements:

• Age: 21–65 years

3. Indian citizenship

• Minimum 1 12 months of commercial enterprise vintage

• Valid business documents and proof of income

4. Documents Needed

• We keep office work to the minimum:

• PAN Card and Aadhaar Card

5. Business registration proof

• Bank statements (closure 6–12 months)

• Income tax returns or GST returns (if needed)

How to Apply Business Loan

• Choose your chosen loan amount and term

• Fill out the online application form

• Upload papers as necessary

• Get accepted and receive money credited right away into your account

• FAQs

• FAQ 1: Who is eligible to apply for a business loan from ₹2 lakh to ₹50 lakh?
  Eligibility usually includes being a resident Indian, having a registered business (proprietorship, partnership, or company), and showing at least 6–12 months of business transaction history. Lenders also look at bank statements, GST/ITR records, and repayment capacity.

  FAQ 2: What documents are needed to apply for this business loan online?
  Common documents include PAN, Aadhaar, business proof (GST certificate, business registration), bank statements, ITR copies, and financial statements. Specific requirements vary by lender.

  FAQ 3: How quickly can I get funds after applying online?
  Once you submit your online application with all documents, many lenders can complete verification and disburse funds within a few business days. Faster turnaround often depends on how quickly you provide the required information.

  FAQ 4: Can startups or new businesses apply for a loan up to ₹50 lakh?
  Some lenders offer startup business loans, but approval for larger amounts often depends on business revenue, cash flow, and credit history. Newer businesses may get smaller loan amounts or require a guarantor.

Final Thoughts :

Regardless of whether you seek to build your staff, invest more in advertising and marketing, or acquire a new system, with an enterprise loan from SwipeLoan, you can leap over your obstacles with hope. Our application is short, our terms are flexible, and our support is always accessible.
Get a Business Loan, also an instant loan in 2 min.